Precision. Clarity. Confidence.

Accounting that turns numbers into clear decisions.

Hi, I'm Hafiz Bajraktari. I founded zerozero to give business owners like you the financial clarity and confidence you deserve. Let's work together.

10+
Years of expertise
100+
Businesses served
€50M+
Transactions handled
99%
Client retention

Our Services

From bookkeeping to advisory, we provide end-to-end financial clarity for growing businesses.

Bookkeeping & Accounting

Accurate, timely bookkeeping with streamlined workflows and expert oversight.

Tax Planning & Compliance

Proactive planning and compliant filings to optimize your tax position.

Payroll Services

Reliable payroll processing with complete compliance and reporting.

Financial Reporting & Analysis

Clear monthly reports and insights to guide decision-making.

Startup & SME Advisory

From setup to scale, guidance tailored to your growth journey.

Cash Flow & Budgeting

Forecasting and budgeting to improve liquidity and control.

Hafiz Bajraktari

Meet the Founder

I'm Hafiz Bajraktari, and I founded zerozero with a simple mission: to give every business owner the clarity and confidence they deserve when it comes to their finances. After years of seeing businesses struggle with confusing numbers and impersonal accounting services, I decided to build something different.

At zerozero, I believe accounting should empower you, not overwhelm you. I combine modern tools with genuine care for your success, treating every client like a long-term partner rather than just another account.

  • Personal attention from day one – you work directly with me.
  • Modern tools with a human touch – technology serves you, not the other way around.
  • Long-term partnership mindset – your success is my success.

Industries We Serve

Tailored accounting solutions for modern businesses.

Small & Medium Businesses
Efficient finance operations built to scale with you.
Startups & Tech
From runway to metrics, we’ve got your back.
Freelancers & Creators
Less admin, more time for your craft.
Retail & E-commerce
Inventory, revenue, and tax done right.
Professional Services
Project profitability with clear reporting.

Free Salary Calculator

Calculate your Kosovo net/gross salary with up-to-date tax rates

Kosovo Salary Calculator

Calculate your net salary from gross or vice versa

Kosovo Tax Rates (2025):

  • Pension Contribution: 5% (employee) + 5% (employer)
  • Income Tax: 0% (0-250€), 8% (250-450€), 10% (450€+)

What Clients Say

Business owners share their experience working with Hafiz.

"
Hafiz transformed how I understand my business finances. For the first time, I actually look forward to my monthly reports.
Arta M. Founder, Boutique Retail
"
Working with Hafiz feels like having a trusted advisor on speed dial. His proactive approach saved us thousands in taxes.
Besnik K. CEO, Tech Startup
"
Finally, an accountant who explains things in plain language. Hafiz genuinely cares about my business success.
Donika R. Owner, Creative Agency

Resources & Insights

Practical guidance from our team.

5 Accounting Mistakes Small Businesses Make

Avoid these common pitfalls to keep finances clean.

Read more

How to Prepare for Year-End Taxes

A simple checklist to file smoothly and on time.

Read more

What Your Financial Statements Are Really Telling You

Read your numbers like an operator, not just an accountant.

Read more

Frequently Asked Questions

Find answers to common questions about our services.

We offer comprehensive accounting and advisory services including bookkeeping, tax planning and compliance, payroll management, financial reporting, startup advisory, and cash flow management. Our services are tailored to meet the needs of small businesses, startups, freelancers, and growing companies.

Our services are tailored to your business size, complexity, and needs. We offer flexible plans ranging from basic bookkeeping to comprehensive advisory. Book a free consultation and we'll recommend the best plan and provide a personalized quote.

We work with a diverse range of industries including startups and tech companies, small and medium businesses, freelancers and creators, retail and e-commerce, and professional services firms. Our approach is tailored to the unique financial needs of each industry.

Getting started is easy! Simply book a free consultation through our website. During the call, we'll learn about your business, understand your needs, and recommend the best approach. After that, we'll handle the onboarding process to get you set up quickly.

We use modern, cloud-based accounting software and tools to ensure accuracy and real-time visibility. We work with popular platforms and can integrate with your existing tools. We'll recommend the best setup during your consultation.

Report frequency depends on your plan. Starter plans include quarterly reports, while Growth plans include comprehensive monthly reports with management insights. We believe regular reporting is key to making informed business decisions.

Absolutely! Tax planning is one of our core services. We take a proactive approach to help you minimize tax liability legally, plan for major business decisions, and ensure you never miss a deadline. Our advisors stay current with tax law changes.

We offer tiered service levels to match your business stage. From essential bookkeeping for early-stage businesses, to comprehensive packages with monthly closes, management reports, payroll support, and tax filings, to fully customized plans for complex needs. Contact us to find the right fit.

Yes! All our services are available remotely. We use secure cloud tools for document sharing and video calls for consultations. Many of our clients have never met us in person but enjoy the same high-quality service.

During your free consultation, we'll discuss your business, current financial setup, challenges, and goals. We'll provide initial recommendations and explain how we can help. There's no obligation – it's a chance for us to understand if we're a good fit for each other.

Let’s Talk About Your Numbers

Tell us about your business. We’ll reach out to schedule a consultation.

zerozero – Modern Accounting & Advisory | zerozero